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Capital One (COF) Stock Signal: What Will Follow the Breakdown?

By Adam Lemon

Adam Lemon began his role at DailyForex in 2013 when he was brought in as an in-house Chief Analyst. Adam trades Forex, stocks and other instruments in his own account. Adam believes that it is very possible for retail traders/investors to secure a positive return over time provided they limit their risks, follow trends, and persevere through short-term losing streaks – provided only reputable brokerages are used. He has previously worked with...

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Short Trade Idea

Enter your short position between 213.38 (the intra-day low before a minor price gap to the downside) and 221.95 (the upper band of its horizontal resistance level).

Market Index Analysis

  • Capital One (COF) is a member of the S&P 100 and the S&P 500
  • Both indices trade near records, but bearish trading volumes are higher than bullish ones
  • The Bull Bear Power Indicator for the S&P 500 shows a negative divergence and is nearing a bearish crossover, with several days of contractions

Market Sentiment Analysis

Investors await the release of the Federal Reserve minutes from the last meeting for insight into the Central Bank’s thinking. The Jackson Hole Economic Symposium could provide more details on future interest rate cuts. Technology companies led stocks lower, as the future AI boom and excessive valuations provide headwinds. Meanwhile, President Trump is considering equity stakes in tech companies that received funds from the CHIPS Act. Earnings releases from Target and Walmart today and tomorrow will provide a barometer for consumer spending.

Capital One Fundamental Analysis

Capital One is a bank holding company, the third-largest issuer of Visa and Mastercard credit cards, and a leading US car finance company. It is also the ninth-largest US bank by total assets as of September 30, 2024.

So, why am I bearish on COF following its breakdown?

The excessive valuations do not align with the current business model. COF has a dismal balance sheet, with a negative return on assets, a negative return on equity, and ongoing value destruction. Credit card delinquencies are rising, subprime auto loans remain a concern, and the health of the consumer is fragile.

Capital One Fundamental Analysis Snapshot

Capital One (COF) Stock Signal 20/08: Breakdown (Chart)

The price-to-earnings (P/E) ratio of 596.17 makes COF an expensive stock, and one of the most overvalued companies. By comparison, the P/E ratio for the S&P 500 is 29.76.

The average analyst price target for COF is 252.76. It suggests reasonable upside potential, but downside risks outweigh the upside.

Capital One Technical Analysis

Today’s COF Signal

Capital One (COF) Stock Signal 20/08: Breakdown (Chart)

  • The COF D1 chart shows price action completing a breakdown below its horizontal resistance zone
  • It also shows price action between its ascending 38.2% and 50.0% Fibonacci Retracement Fan levels
  • The Bull Bear Power Indicator is bullish, with a descending trendline and a pending bearish crossover
  • The average bearish trading volumes are higher than the average bullish trading volumes
  • COF flatlined as the S&P 500 moved higher, a bearish trading signal

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My Call

I am taking a short position in COF between 213.38 and 221.95. Besides the dismal balance sheet conditions and unfavourable consumer trends, the dividend yield remains unsustainable. I believe COF will face more downside pressure following its breakdown.

  • COF Entry Level: Between 213.38 and 221.95
  • COF Take Profit: Between 174.72 and 183.38
  • COF Stop Loss: Between 227.86 and 257.21
  • Risk/Reward Ratio: 2.67

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Adam Lemon began his role at DailyForex in 2013 when he was brought in as an in-house Chief Analyst. Adam trades Forex, stocks and other instruments in his own account. Adam believes that it is very possible for retail traders/investors to secure a positive return over time provided they limit their risks, follow trends, and persevere through short-term losing streaks – provided only reputable brokerages are used. He has previously worked within financial markets over a 12-year period, including 6 years with Merrill Lynch.

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